What is a credit loan?
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Credit loan refers to an unsecured loan provided by banks or financial institutions to borrowers. Credit loan is a loan method to determine the loan amount and interest rate based on the borrower’s credit record and repayment ability. Borrowers need to pass credit evaluation and approval to prove that they have stable income and repayment ability and meet the loan conditions of banks. Credit loans usually do not need to provide too much guarantee or collateral, and the approval speed is faster, which can provide borrowers with more convenient loan services.
