FairKash+ Loans
Free
In Kenya V 4.0.2
5.0 (1 million +)
Security Status
for Android
for Android
Free
In Kenya V 4.0.2
5.0 (1 million +)
Security Status
Applying for a cash loan can be a daunting task, especially if you are unsure about the documents you need to submit. In Kenya, one popular cash loan provider is mpesa, which offers loans that can help individuals meet their financial needs. To make the application process easier for you, this article will provide a comprehensive guide on the documents required to apply for an mpesa cash loan in Kenya.
The first set of documents you will need to provide are identification documents. These documents are crucial as they verify your identity and ensure that you are eligible to apply for a cash loan. The following identification documents are accepted by mpesa:
– National ID Card: This is the most common identification document in Kenya. Ensure that your ID card is valid and up-to-date.
– Passport: If you do not have a national ID card, you can use a valid passport as an alternative. Make sure that your passport is not expired.
mpesa requires applicants to provide proof of residence as part of the loan application process. This helps them establish your current address. The following documents can be used to prove your residence:
– Utility Bills: You can submit recent utility bills such as electricity, water, or gas bills, with your name and current address clearly visible.
Free
In Kenya V 4.0.2
5.0 (1 million +)
Security Status
for Android
– Tenancy Agreement: If you are renting a property, you can provide a copy of your tenancy agreement as proof of residence.
– Official Letters: Any official letters or correspondence from government institutions or recognized organizations that state your current address can also be used.
To assess your ability to repay the loan, mpesa requires applicants to provide proof of income. This demonstrates that you have a stable source of income and can meet the loan repayment requirements. The following documents can be used to verify your income:
– Payslips: Provide recent payslips from your employer, clearly showing your monthly income.
– Bank Statements: Submit your bank statements for the past three to six months, reflecting your regular income deposits.
– Business Documents: If you are self-employed, provide business registration documents, tax returns, or audited financial statements.
In addition to the above-mentioned documents, mpesa may require additional supporting documents depending on your specific circumstances. These documents could include:
– Employment Confirmation Letter: This letter confirms your employment status, job title, and length of employment.
– Guarantor’s Information: If you have a guarantor for your loan, you will need to provide their identification documents and proof of income as well.
Applying for a cash loan with mpesa in Kenya requires several important documents. It is essential to have all the required documents ready to ensure a smooth application process. By providing valid identification, proof of residence, proof of income, and any additional supporting documents, you increase your chances of getting approved for an mpesa cash loan. Remember to double-check the requirements and prepare the necessary documents before submitting your application.
Free
In Kenya V 4.0.2
5.0 (1 million +)
Security Status
for Android
for Android
Free
In Kenya V 4.0.2
5.0 (1 million +)
Security Status
FairKash+ is approved by the Central Bank of Kenya. Download and use it.
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